Mon. Sep 28th, 2020

How to Handle an Auto Accident

Getting into an automobile accident can be a terrifying experience, especially when there are serious injuries involved. Insurance makes it a little bit easier to handle the finanical consequences of an accident, but sometimes you need to contact an auto accident attorney in Columbia MD to make sure the claim is processed right. By being able to clearly establish who was at fault for the accident and provide the proof, it will make it easier to resolve your claim or potential litigation. Here are some ways you can use your cellphone to make filing your claim more manageable.

Call Local Law Enforcement

Even if it was a minor fender bender, you should always call local law enforcement first. This is even more important if there are serious injuries or costly damages. The responding officer will complete an official police report that both insurance companies will use to address the claim.

Take Photos and Videos

Just about every smartphone has a high-resolution camera that can be used to visually document the incident. Even if you weren’t at fault, always documents every area or portion of the accident site. Film the location, where the cars are sitting, and the license information of the other vehicle. Photograph all the damage and people involved.

Note the Insurance Information

You can use your phone to document important insurance information. You can take a photo of the other person’s license and insurance card, but you can also send yourself a text with all the contact information for the other driver. Be sure to also get the contact information from any witnesses who would be willing to take part. With their permission, you can record their testimony, having them describe what they saw before, during, and after the accident.

Having a smartphone makes it a lot easier to get all the information you need to help file an insurance claim. Your insurance company may even have an app that allows you to report the accident directly.